“I applaud the working group for coming up with this proposal,” Steven C. Bahls, president emeritus, said during the meeting. “It’s something that other professional creditors have done some time ago. And I believe that the American Bar Association is an outlier here, and I am particularly attracted by your argument that this creates an opportunity for some to reduce the cost of legal education and may enable some rural areas without access for law schools to enter the profession to serve our underserved areas.”